- THIRD-PARTY LOAN PROCESSING

Growth Is Our Process.
Closing Is Our Proof.

We're not a vendor you hired. We're the partner you've been looking for.

Ragis Processing handles your pipeline from initial disclosures to closing - so you can do what you do best: build your business and close the next deal.

Let's Talk

No cost to you - fees are borrower-paid through title.

Same processor, every loan

Photo placeholder - Tara, founder & lead processor

Built in the Carolinas

- SOUND FAMILIAR?

You didn't build your brokerage to
manage files. You built it to close loans.

Every hour you spend chasing conditions, tracking down documents, and managing your pipeline is an hour you're not in front of a borrower, a referral partner, or your next deal. You're not behind because you're not working hard enough - you're behind because you're doing two jobs at once. That stops here.

- HOW WE WORK

We don't just process your loans. We show up like we work there.

When you partner with Ragis, you're not submitting files to a call center or logging into a portal to check statuses. You're working alongside a processor who knows your business, understands your lenders, and is just as invested in funding that loan as you are. We work inside your systems, your LOS, your workflow - your way.

We Show Up

Your processor is embedded in your day-to-day. They know your files, your lenders, and your borrowers by name. When something needs to move fast, it moves fast.

We Communicate

You'll never wonder where your loan is. Clear, consistent updates from submission to the closing table. No chasing. No guessing.

We Close

We share the same goal: fund the loan, make money, and get to the next deal. That's it. That's the whole job.

- WHAT WE HANDLE

From disclosures to the closing table, we have it covered.

We process the loan products you sell, across the states you do business in.

Purchase & Refinance

FHA, VA, USDA & Conventional

DSCR & Non-QM

Streamlines & IRRRLs

Reverse Mortgages

Non-Delegated Correspondent

Currently building licensure in NC, SC, FL, VA & MI - and not seeing your state isn't a dealbreaker. Tell us where you do business; we'll tell you what it takes to get there.

PACKAGE 01

Full Service

Disclosures to Close

Send & receive signed initial disclosures
Collect & organize all borrower documentation
Order third-party services - title, HOI, appraisal & more
Submit to underwriting
Work conditions directly through to clear-to-close
Coordinate closing & perform post-close audit

Borrower-paid, due at closingLet's talk pricing

PACKAGE 02

Submission to Close

You handle disclosures. We take it from there.

Order third-party services - title, HOI, appraisal & more
Submit to underwriting
Work conditions directly through to clear-to-close
Coordinate closing & perform post-close audit

Borrower-paid, due at closingLet's talk pricing

— A DIFFERENT KIND OF MATH

The Growth Calculator

This isn't about what processing costs you. It's about what your time is worth when you get it back. Tell us your current volume — we'll show you the capacity it frees up.

Current monthly loan volume

loans / mo

Average loan size

Hours of file-management work freed up per month

48 hrs

Additional closing capacity that time creates

+12 loans

Pipeline value that capacity represents

$3,840,000

Illustrative estimate based on average file-management time per loan and typical front-end origination effort per new loan. Your numbers will vary — this is meant to start a conversation, not replace one.

Video: Tara introduces the Growth Track

- FOR BROKERAGES READY TO SCALE

When you're ready to grow, we grow with you.

Processing is what we do. Growth is what we're built for. For brokerage owners who want more than processing support, we offer the Growth Track - a commitment, not a package or an add-on.

Through quarterly business growth conversations and bi-weekly strategy check-ins, we work alongside you to understand where your business is headed, what's working, what's not, and how we evolve together. When it's time to expand your team, we help you hire and onboard processors who fit your culture and your clients.

The Growth Track isn't for everyone. It's for the brokerage owner who's building something - and wants a partner just as serious about it as they are.

- WHY RAGIS PROCESSING

We take it personally. Because it is personal.

Ragis Processing was built by someone who's spent years inside the mortgage industry - not on the outside looking in, but deep in operations, building teams, managing pipelines, and understanding what it actually takes to run a brokerage the right way. We know what it feels like when a loan falls through the cracks, and what it costs you, your borrower, and your reputation. We built every part of how we work to make sure that never happens on our watch.

This business wasn't built to be the biggest processing company. It was built to be the one you trust the most.

2026

Founded & built in the Carolinas

5

States in active licensure build-out

1:1

Same processor, every single loan

— QUESTIONS WE HEAR ALL THE TIME

Straight answers, no fine print games.

Do I have to use a new portal or system?

No. We work inside your LOS and your systems the way you already work. You should never have to log into something new just to check on your own loan.